Eligibility, Fees & Insurance
Unless you are a student in Gallatin College, the Health Fee is assessed whenever you are enrolled for seven or more academic, on-campus credits and provides access to UHP Medical and Dental Services. The Health Fee is not waivable.
If you are enrolled for one to six on-campus academic credits, are a Gallatin College student, or are the spouse of an eligible student, you have the option to pay the Health Fee and gain access to UHP Medical Services. Because of a provision in Montana's dental practice law, UHP Dental Services are only available to students--spouses pay a lower Health Fee to reflect this.
During the summer, if you are between semesters and not enrolled in the Summer Session, you may pay the Health Fee to gain access to UHP Medical and Dental Services.
Charges for Services
Eligible students and their spouses who have paid the Health Fee may use UHP Medical Services as often as they like. There are no charges for visits to health care providers, including physicians, nurses, dieticians, physician assistants, and nurse practitioners. Charges apply for prescriptions and other items purchased from the Pharmacy, minor surgeries/procedures, lab tests, xrays, immunizations, orthopedic devices (such as splints) and UHP Dental Services.
The Pharmacy will directly bill most insurance plans, including Medicaid. Except for the Pharmacy, UHP does not bill insurance other than the student insurance plan. If a student has the student insurance plan, 100 percent of medically necessary lab tests, xrays, minor surgeries and most procedures are covered. Students without the student insurance plan will receive a statement from the cashier to submit to their insurance carrier for reimbursement. We encourage payment at the time of visit. UHP accepts cash, checks, Cat Card, and most major credit cards except American Express. Charges for students unable to pay at the time of visit are sent their student account at MSU's Business Services.
Health insurance is required whenever you are enrolled for six or more academic credits.
MSU in Bozeman offers a comprehensive health insurance plan to students at a reasonable
rate. For information about the Blue Cross Blue Shield policy offered to students,
please view the video below and visit the BCBS Student Insurance Plan website. The Student Insurance Plan is in full compliance with the Affordable Care Act and,
for many students, may be a better value than other coverage, including as a dependent
on a parent's coverage.
Compare your health plan to the Montana University System Student Insurance Plan.
If you have your own insurance you may waive participation in the student policy. This is done when you register for classes. However, you can change your mind and add or drop coverage as late as the 15th class day of the fall and spring semesters. Call the health insurance office at (406) 994-3199.
Students with fewer than six credits may be eligible for coverage depending on their enrollment circumstances. For more information, call the health insurance office at (406) 994-3199.
Important Note: A student who has paid the Health Fee is eligible for all the services at UHP Medical and Dental Services described above even if she or he waives the student insurance plan.